Privacy Policy

Effective Date: [11/9/2025] Dum It Down LLC (dba Dum It Down Credit) ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and share information when you use our SMS messaging services. 1. Information We Collect When you opt-in to receive SMS messages from Dum It Down Credit, we collect certain information including your mobile phone number and consent to receive communications. We may also collect any additional information you provide voluntarily, such as responses to our SMS campaigns. 2. Data Sharing & Third Parties We do not share your mobile information with third parties or affiliates for marketing or promotional purposes. We will share your information only with subcontractors or service providers who assist us in fulfilling our services (I.E customer service). All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services. 3. Data Security We implement appropriate security measures to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet or mobile networks is guaranteed to be 100% secure, so we cannot guarantee the security of your information. 4. Opt-Out You can opt-out of receiving SMS messages at any time by texting "STOP" to the shortcode. After this, we will confirm your unsubscribe status via SMS. 5. Changes to our Policy We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. 6. Contact Information For any privacy-related inquiries or concerns, contact us below: (844)586-7632 Ejames@DumitDownCredit.com 8762 S Broadway AVE Los Angeles CA 90003 By continuing to use our SMS services, you agree to the terms outlined in this Privacy Policy.